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#1 in Medical Debt Collection

Maximum results with a positive approach


Being a UCA member will help your Bottom Line. 
UCA Members Exclusive Pricing.

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Maximize the revenue returned to your Urgent Care.
Fair Capital is a full-service debt collection agency. Our mission is to help clients retrieve outstanding receivables in a professional and ethical manner.


Fair Capital’s expertise in the Urgent Care sector is framed by a proven track record. 
Our skilled professionals are trained to handle the collection of a variety of debt types including Copays, Deductibles, Coinsurance, Non-covered services or any other Out-of-pocket fees in a respectful yet efficient manner.

With a medical debt collection agency, like Fair Capital by your side, your Urgent Care can expect maximum results while adhering to the specialized regulations that come with healthcare collections.


The impact that slow or non-paying clients have on medical facilities is no secret. When accounts are going unpaid, it deeply impacts your bottom line. This is why it is essential for an Urgent Care to be affiliated with a debt collection agency experienced in retrieving medical debt. We retrieve hundreds of thousands of dollars to medical facilities by efficiently and morally collecting their outstanding receivables.

Your patients received care.  We’ll help you receive payment.

Fair Capital assists in collecting:
  • Deductibles
  • Copays
  • Coinsurance
  • Non-covered services
  • Any other out-of-pocket fees

Debt collection the easy way Online

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Transfer accounts easily
 24/7 Secure access
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Monitor all your accounts in one place

Our Online Portal is a cloud-based system allowing you to submit new accounts, review and update existing accounts and generate tailored reports.

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At Fair Capital, we believe that medical collections demand the most delicate communications. We understand the position of healthcare providers in their communities and always strive to preserve and promote their reputations through positive patient relations.

Our professional collectors handle debtors with great respect and we approach every account with the realization that we are a direct reflection of our client. Fair Capital has a reputation in the collection industry as an agency that never resorts to aggressive collection tactics to liquidate delinquent accounts.

For us, it’s not just a moral principle or our company vision—but also the reason why Fair Capital boasts outstanding results like no one else.

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24/7 online account information is available in real-time from anywhere.
Our system allows you to submit new accounts, review and update existing accounts, and generate tailored reports.

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At Fair Capital, we know the importance of patient information and medical-history privacy. Our professional collectors receive ongoing training to keep them at the top of the game and ensure a high standard of compliance with HIPAA security, privacy, and data transmission requirements. Furthermore,

proper education on federal and state laws is among the many areas of an ongoing study at our collection agency. 

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Striving to be the Gold Standard

Our agency and workflow are structured in a way that we pay attention to each and every account, to ensure we deliver maximum results. In fact, our success rate is among the highest in the industry.

Fair Capital has invested to acquire the best-in-class hardware, software, and experienced personnel to provide state-of-the-art collection services.

Our in-house staff includes certified PCS debt collectors and trained professionals, who know the best techniques in debt collection; while making sure to obey federal and state law.

We are always ready to provide the professionalism that you demand.

Leading the way with results

When you choose Fair Capital, you choose a collection agency that will handle everything for you.

Fair Capital deploys a proven diplomatic, strategic combination of multiple components designed to persuade debtors to honor their obligations.

Fair Capital uses the latest skip-tracing technology, databases, and other methods to locate and contact debtors—all compliant with state and federal regulations.  

Empty Stage

Really a great service and the team is highly communicate, professional and most important, very effective!


Tom Logan, CEO-Cohley 


Thinking of hiring a debt collection agency but not sure where to start?


We can help - 855-505-5669

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