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New York Debt Collection Agency

Maximum Results with a Positive Approach
Positive and Professional Approach
Contingency Basis
(No Collection-No Fees)
Maximum Results

24/7 Online portal access

ACA International member

BBB A+ Rating

Compliant, licensed & bonded

Contingency Basis (No Collection-No Fees)

Credit reporting

E&O insured

HIPAA compliant

Respectful collection approach
Reports and updates (Customizable)

Top skip tracing technology

QuickBooks integration

No Recovery = No Fee!
Get Your Free Quote 
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How many accounts need collecting right now (approximately)?

Your New York Debt Collection Expert

For unparalleled debt collection services in New York, turn to Fair Capital. As an industry leader, we don't just hold a prestigious A+ rating from the Better Business Bureau, we've earned the trust of countless businesses across NYC by managing their debt collection needs responsibly and effectively.

Our commitment is to transform your debt collection process into a success story. At Fair Capital, we don't merely abide by professional standards; we set them. Our proficient team operates within New York State and Federal laws, respecting and upholding your reputation at all times.

Choose Fair Capital and see how a premier debt collection agency can impact your business's bottom line.

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ACA International debt collection agency

Fair Capital is a proud ACA International member in good standing.

Credit reporting

credit reporting

As a debt collection agency, we utilize our ability to report unpaid debts to the credit bureaus.

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We utilize state-of-the-art skip tracing technology, allowing us to locate people, assets and businesses, and verify identities as necessary. 

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Don't wait any longer; take action now

When it comes to collecting unpaid debts, time is crucial. In New York, the statute of limitations on debt collection can be as short as three years. It's crucial to engage a New York Collection company as early as possible to ensure optimal recovery.

Choose Fair Capital—our knowledgeable and experienced team understands these time limits and will work tirelessly to recover your debts promptly and professionally.

We report to the major credit bureaus.

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Commercial Credit Reporting Agency Moody's
debt collection

A standard of excellence

Our agency and workflow are structured so that we pay attention to every account to ensure we deliver maximum results. In fact, our success rate is among the highest in the industry.


Fair Capital has invested in acquiring the best in class; hardware, software, and experienced personnel to provide state-of-the-art collection services.

Our in-house staff includes certified PCS debt collectors and trained professionals who know the best techniques in debt collection; while making sure to obey federal and state law.

We are always ready to provide the professionalism that you demand.

Leading the way with results

When you choose Fair Capital, you choose a collection agency that will handle everything for you.

Fair Capital deploys a proven diplomatic, strategic combination of multiple components to persuade debtors to honor their obligations.

To locate and contact debtors, Fair Capital uses the latest skip-tracing technology, databases and other methods—all compliant with state and federal regulations.  

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Transfer accounts easily
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24/7 Secure access
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Monitor all accounts in one place

Our comprehensive web-based portal keeps you informed in real-time. Easily send new accounts for collection, download custom reports, view payment activity, and more — any time, day or night.

Brands We've Helped

Looking to hire a New York debt collection agency but not sure where to start? We can help!

855-505-5669

Kevin Brown, CEO-Hudson Barter Exchange.jfif

Fair Capital has helped us track down and go after delinquent payers and those who have dealt unscrupulously with our company. Stuart has been incredibly helpful.

Kevin Brown, CEO-Hudson Barter Exchange

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