A better method for a better outcome.




Maximize the revenue returned to your business.

Fair Capital is a full-service debt collection agency, with a mission to retrieve outstanding receivables, in a professional and ethical manner.


Fair Capital’s expertise is framed by a proven track record. Our skilled professionals are trained to handle the collection of Consumer, Commercial and Healthcare debt in a respectful yet efficient manner. With a debt collection agency like Fair Capital by your side, your business can expect maximum results while adhering to Federal, State and Local laws and regulations.

Only pay for results; If we don’t collect, you don’t pay. 

Skip-tracing is the process of tracking down individuals and locating debtors whose contact information is no longer accurate or unknown.

At Fair Capital, we utilize state-of-the-art skip tracing technology, allowing our professional skip tracers to locate people, assets and businesses, and verify identities as necessary. 

Credit reporting

As a debt collection agency, we utilize our ability to report unpaid debts to the credit bureaus. In general, a debt or delinquent account will negatively affect a debtor’s credit score for up to seven years. Debtors will often agree to a payment arrangement simply to avoid credit-score damage.


Fair Capital is a proud ACA International member in good standing.

The ACA International Is the largest debt collection association that ensures its members perform professionally and ethically. The ACA International demands debtors should be treated with dignity and respect.


Full Debt Collection Services 

At Fair Capital, we use our in-depth understanding of the debt collection process to collect Consumer, Commercial and Medical debt. In fact, our success rate is among the highest in the industry.

Our in-house staff includes certified PCS debt collectors and trained professionals, who know the best techniques in debt collection; while making sure to obey federal and state law.

Let us do the heavy lifting

Pursuing payment on past-due accounts can be a time-consuming and frustrating process.

When you hire Fair Capital, you essentially outsource the overwhelming task of pursuing collection on overdue payments.

Leading the way with results

When you choose Fair Capital, you choose a collection agency that will handle everything for you.

Fair Capital deploys a proven diplomatic, strategic combination of multiple components designed to persuade debtors to honor their obligations.

To locate and contact debtors, Fair Capital uses the latest skip-tracing technology, databases and other methods—all compliant with state and federal regulations.  

Debt collection the easy way Online

Transfer accounts easily
24/7 Secure access
Monitor all your accounts in one place

For your convenience, our comprehensive web-based portal allows you to view, monitor and manage your accounts online, 24 hours a day, 7 days a week.

respectful debt collection agency

Our commitment and culture 

Dignity and Respect

We communicate kindly, Demand painlessly and Negotiate effectively. 

We help you maintain a professional relationship with your clients by using respect, integrity and professionalism in all we do.

What Are Your Debt Collection Needs?

Roughly how many accounts are you looking to collect from?
Empty Stage

Really a great service and the team is highly communicate, professional and most important, very effective!


Tom Logan, CEO-Cohley 


Contact us




PO Box 399

New City, NY 10956

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This communication is from a debt collector. This is an attempt to collect a debt and any information obtained will be used for that purpose.

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